Uniform Residential Appraisal Report

FHA/VA Case #
Client #
File #
The purpose of this summary appraisal report is to provide the lender/client with an accurate, and adequately supported, opinion of the market value of the subject property.
Subject
Property Address
City
State
Zip Code
Borrower
Owner of Public Record
County
Legal Description
Assessor's Parcel #
Tax Year
R.E. Taxes $
Neighborhood Name
Map Reference
Census Tract
Occupant    
Special Assessments $
HOA $
Property Rights Appraised
Assignment Type
Lender/Client
Address
Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal?    
Report data source(s) used, offering price(s), and date(s).
Contract I    
analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the analysis was not performed.
Contract Price $
Date of Contract
Is the property seller the owner of public record?  
Data Source(s)
Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on behalf of the borrower?  

If Yes, report the total dollar amount and describe the items to be paid.
Neighborhood Note: Race and the racial composition of the neighborhood are not appraisal factors.
Neighborhood Characteristics One-Unit Housing Trends One-Unit Housing Present Land Use %
Location
Property Values
PRICE AGE One-Unit
%
Built-Up
Demand/Supply
$ (000) (yrs) 2-4 Unit
%
Growth
Marketing Time
Low Multi-Family
%
Neighborhood Boundaries High Commercial
%
Pred. Other
%
Neighborhood Description
Market Conditions (including support for the above conclusions)
Site
Dimensions
Area
Shape
View
Specific Zoning Classification
Zoning Description
Zoning Compliance  
Is the highest and best use of subject property as improved (or as proposed per plans and specifications) the present use?        
If No, describe
Utilities Public Other (describe) Public Other (describe) Off-site Improvements - Type Public Private
Electricity
Water
Street
Gas
Sanitary Sewer
Alley
FEMA Special Flood Hazard Area      
FEMA Flood Zone
FEMA Map #
FEMA Map Date
Are the utilities and off-site improvements typical for the market area?
If No, describe
Are there any adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc.)?  
If Yes, describe
Improvements General Description Foundation Exterior Description materials/condition Interior materials/condition
Units  
Foundation Walls
Floors
# of Stories
Exterior Walls
Walls
Type  
Basement Area
sq.ft.
Roof Surface
Trim/Finish
Basement Finish
%
Gutters & Downspouts
Bath Floor
Design (Style)
Window Type
Bath Wainscot
Year Built
Evidence of  
Storm Sash/Insulated
Car Storage
Effective Age (Yrs)
Screens
# of Cars
Attic
Heating  
Amenities
Driveway Surface
Fuel
# of Cars
Cooling  
# of Cars
Appliances
Finished area above grade contains:
Rooms
Bedrooms
Bath(s)
Square Feet of Gross Living Area Above Grade
Additional features (special energy efficient items, etc.).
Describe the condition of the property (including needed repairs, deterioration, renovations, remodeling, etc.).
Are there any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property?  
If Yes, describe
Does the property generally conform to the neighborhood (functional utility, style, condition, use, construction, etc.)?  
If No, describe